Providing affordable and timely credit facilities to empower our members during personal and emergency needs.
A standard credit facility for personal, business, or household needs, repayable in monthly installments as fixed by the Managing Committee.
Designed for urgent financial requirements with an expedited processing time to support members in critical situations.
Obtain full details from the office regarding required documents before submission for immediate approval.
It is mandatory for all sureties to visit the society office in person to execute legal signatures.
Interest is charged for the full month on any loan disbursed between the 1st and 31st.
Installments by 7th (Cheque) or 10th (Cash). Late payments attract a 3% penalty interest.
2 missed installments trigger a notice (₹200). 3 misses lead to legal arbitration at member's expense.
Sureties are 100% legally responsible. Recovery decrees can be issued against sureties if borrower fails to pay.